Balance Sheet

LIABILITIES SCHD NO AS ON 03.31.2019 AS ON 03.31.2018
Share Capital 1 660,461,618.87 612,808,702.87
Societies 615,238,458.50 567,938,766.50
Individuals 29,035,470.27 28,692,276.27
Others 16,187,690.10 16,177,660.10
Reserves 2 1,599,981,261.20 1,605,915,014.97
Deposits 3 4,141,414,858.78 3,664,692,280.93
CASA Deposits 1,318,198,170.23 880,092,992.38
Term Deposits 2,823,216,688.55 2,784,599,288.55
Borrowings 4 4,058,130,626.80 3,923,463,929.80
Adj. Heads Due by 5 202,887,759.61 245,360,638.19
Branch Adjustment 6 623,273,575.91 623,273,575.91
Other Liabilities 7 44,827,450.86 52,354,188.62
payable Accounts
a)Interest 144,811,315.08 142,779,260.81
b)Estt. & cont 7,428,212.00 159,949.00
TOTAL 11,483,216,679.11 10,870,807,541.10
ASSETS SCHD NO 03-31-2019 03-31-2018
Cash on Hand 8 88,284,156.00 107,704,192.00
Cash at Banks 9 148,599,958.36 240,250,048.79
Investments 10 3,708,192,087.31 3,534,570,620.23
Govt Securities 939,664,174.21 924,362,807.10
FDs with APSCB and Other Banks 2,581,890,813.10 2,431,611,713.13
Shares with Cooperative Institutions 186,637,100.00 178,596,100.00
Loans & Advances 11 6,298,293,733.26 5,767,447,474.11
ST PACS 3,634,348,127.37 3,174,047,613.07
LT PACS 638,705,729.85 640,205,208.85
Weavers 398,709,771.54 405,895,788.92
Gold Loans 499,708,594.92 460,671,938.13
SHG 163,700,414.78 150,251,453.78
Other Loans 963,121,094.80 936,375,471.36
Adj.Heads Due to 12 98,661,844.05 108,930,370.48
Branch Adjustments 13 358,893,830.03 358,182,766.05
Other Assets 14 506,951,792.68 495,166,869.12
Fixed Assets 15 40,079,753.54 42,093,257.14
Receivable accounts
a)inerest 226,345,316.88 213,826,436.18
b)Misc. income 8,914,207.00 2,635,507.00
Accumulated loss 0.00 0.00
Total 11,483,216,679.11 10,870,807,541.10
INCOME* SCH NO 31.03.2019 31.03.2018
Interest earned
i.On Investments 256,056,322.00 266,254,481.26
ii.On Advances 420,185,733.24 341,155,381.69
Dividends 9,835,401.00 9,332,623.00
Misc.income 24,864,135.16 24,289,283.44
Provisions released 24,780,728.07 35,957,418.75
Total: 735,722,319.47 676,989,188.14
EXPENDITURE* SCH NO 31.03.2019 31-03-2018
Interest EXPENDED
i.on deposits 267,528,266.07 262,823,585.41
ii.on Borrowings 235,480,322.00 213,108,978.79
Estt. &cont. charges 214,463,160.58 182,567,635.43
Total: 717,4<71,748.65/strong> 658,500,199.63
NET PROFIT FOR THE YEAR 18,250,570.82 18,488,988.51
RESERVES & PROVISIONS 200,000.00 200,000.00
Provision for education fund 9,518,973.00 9,808,660.00
Provision for BDR @ 0.25% 67,963.00 65,896.00
Provision Agrl.stab.fund
Provision for NPA(shown seperately) 919,250.00
Provision for Investments 7,018,663.28 6,<883,217.00/td>
Depreciation(shown seperately)
TOTAL: 17,724,849.28 16,957,773.00
Profit after provisions 525,721.54 1,531,215.51
Less: Previous years loss B/f
NET PROFIT 525,721.54 1,531,215.51
ALLOCATION of profits
50% of NET profits to Reserve fund 262,860.77 765,607.75
50% of NET profits to UDP 2626,860.77 765,607.76