| Profit & Loss A/C |
| Amount in Rupees |
| INCOME |
31.03.2022 |
31.03.2021 |
| Interest Earned |
|
|
| i.On Investments |
20,16,51,548.63 |
16,84,60,825.8 |
| ii.On Advances |
68,47,26,145.98 |
55,10,95,402.16 |
| Dividends |
1,35,77,673.00 |
6,06,000.00 |
| Other Income |
2,64,61,926.04 |
1,93,32,176.93 |
| Provisions released |
9802400.54 |
0.00 |
| Total: |
93,62,19,694.19 |
73,94,94,404.89 |
| EXPENDITURE |
31-03-2022 |
31-03-2021 |
| Interest Expended |
|
|
| i.On Deposits |
27,94,44,998.26 |
27,46,87,602.22 |
| ii.On Borrowings |
23,96,19,966.69 |
18,75,57,643.00 |
| Estt & Cont. Charges |
25,50,66,124.15 |
26,28,55,717.48 |
| Total: |
77,41,31,089.10 |
72,51,00,962.70 |
|
|
|
| PROFIT FOR THE YEAR |
16,20,88,605.09 |
1,43,93,442.19 |
|
|
|
| Provisions |
|
|
| Provision for Standard |
58,31,330.90 |
0.00 |
| Asset Provision for NPA |
89,29,675.55 |
0.00 |
| Provision for Branch Adj., |
2,61,74,047.63 |
0.00 |
| Provision for Empl.Gratuid |
10,33,54,821.03 |
0.00 |
| Provision for Investments |
0.00 |
0.00 |
| Depreciation |
61,89,742.38 |
55,13,381.14 |
| Total: |
15,04,79,617.49 |
55,13,381.14 |
|
|
|
| Profit after Provisions |
1,16,08,987.60 |
88,80,061.05 |
| Less:Previous years loss B/f |
0.00 |
0.00 |
| NET Profit |
1,16,08,987.60 |
88,80,061.05 |
| Allocation of Profits |
|
|
| Reserve Fund |
58,04,493.80 |
44,40,030.53 |
| Building Fund |
11,06,045.76 |
16,67,171.41 |
| Common Good Fund |
5,53,022.88 |
8,33,585.7 |
| Education Fund |
2,00,000.00 |
20,00,00.00 |
| Agri Stabilisation Fund |
74,265.00 |
72,102.00 |
| Undisbursed Profit(UDP) |
38,71,160.16 |
16,67,171.41 |
